You Can Also See Danny Hammond Speaking His Mind At "Deep Thoughts While Staring At A Wall"

Deepthoughtswhilestaringatawall.blogspot.com

Sunday, October 19, 2025

Foreclosure Fraud Solutions Save Your Home Lawsuit Workshops

Foreclosure Fraud Solutions

Save Your Home Lawsuit Workshops


My Dear Applicant,


You filled out a form to send to me, Danny Hammond, because you know something is wrong — and you want to fight back.  There is such a spike in foreclosures that I cannot keep up with the forms.  I had to think of a way to teach/help more Borrowers more simply and quickly.

I’m hosting a live Zoom workshop where I’ll teach you the strategy to defend yourself against mortgage fraud using the Constitution as your framework. This is not about me reviewing your personal case documents and telling you what I think.    Instead, you’ll walk away with a clear process you can take into court yourself.

HOW ARE WE GOING TO DO THIS AND WHY IT WILL WORK FOR YOU?

Here’s what we’ll cover inside Phase I of this Introductory $700 workshop:

  • The constitutional principles that apply in federal court and state courts whether they like it or not

  • How to spot fraud and build your own evidence trail

  • The exact step-by-step strategy to follow when filing in court, and which court and why.

  • The biggest mistakes that cause people to lose before they even start

  • How To Finish The Thing

When Phase I is finished you will understand what strategies we are using and why.  You will have, at the worst, a 1st draft, of your Complaint (Lawsuit). We will review it and tweak it if it needs it. We will support your questions while you are actually filing your Complaint in Court.

Once you have a Complaint that you understand then you can file to slow down whatever is going on.

But, that is all that some other website is going to do for you.  I couldn't find anyone who would help you think about what really has to be done.  I can't do one on one where you would pay me just to take your folder of stuff and put it all together.  I can't charge you enough to do that anymore.  I never could really.  Physically and Mentally I can't make a dent in this current spike in foreclosures.  It is worse than the 2008-2012 period.  Also, I want you to know what you have written and why.  Suppose I do the whole Lawsuit for you and just hand it to you.  Then something happens to me.  What can you do now?  Nothing?  That is what I fear for you.

I think I can teach a group and by having them help themselves, and me, to create the document they need, I can operate at scale, charge less, and still be able to hire a staff.  That is absolute.  I have to put my intended career back together and I am ready to go get my properties back right now.   But this spike in foreclosures happening right now was going to be really bad.  

I can't warn you enough about the current Trump administration and its dangerous and destructive actions.  Worst of all, the incredible damage the Tariffs have already done are going to put millions of business owners into bankruptcy and foreclosure, which will plunge their employees into the same problems. (Don't believe me, vet it yourself.)  So, how can I quit right now?  We have to win enough cases to ruin the stupid scheme the foreclosing parties have been using for over 25 years. 

I think we can do it all.

Phase I is about constructing a lawsuit (Complaint) and you may not even know why you have to do it yet.  That sentence relates to Judicial Foreclosure States.  I would say all of it very differently if I was speaking about Non-Judicial States.  

So, we will separate Judicial state Borrowers and non-judicial state Borrowers into two groups.  I can talk to each group, I have been doing it for 15 years.  But, with a combined group that doesn't have my four decades of real estate experience as a Broker/Owner and as a 50% owner of a Mortgage Company no one will learn anything new and their anxiety levels will be on the moon.  Separated the information won't be intimidating.

You may have what you think is, or what actually is, a drop dead court date to Answer or Respond to in the court you are in.  Yes, you can't just let it sit there.  

In Phase we will give you alternatives depending on what the problem is.  If you are in state court I can tell you why you need to go straight to federal court (the constitution is all federal law). We still need to keep both courts under control.  But, we can do this easier than it sounds.  I have made things much simpler than what I was trying to do  in 2010 and you are trying now.

Because judicial foreclosures and nonjudicial foreclosures have the same strategies and goals, yet the terms used, and the way they start out is backwards, and the role the players must use to begin are not even similar, I had already decided that it would be best if I addressed the different groups separately.   We will start out with two different Categories of Workshops:  One Group Will Be The Borrowers In Judicial Foreclosure States And The 2nd Group Will be the Borrowers in Non- Judicial Foreclosure States.  It will reduce the confusion and there just isn't any reason for one group to even hear the discussions of the other.

So, all of that will have to be resolved quickly in Phase I.  Some of you are under a time crunch.  I am under time crunches.  I just have to figure out how to make it easier for you to understand, ASAP.

WHAT ABOUT THE MOTIONS AND RESPONSES THAT WILL COME UP AFTER YOU FILE, OR YOU ARE ALREADY SWARMED BY?

Phase II will be all about that.  Hopefully we can get to Phase 2 after 2-4 weeks in Phase I.

Phase II will have a fee of $500.  You do not have to attend or pay for it.  There will be some who are very close to understanding and who can just go and file their lawsuit or Motion to Dismiss and they will be fine.  Phase 2 is not mandatory, especially if it is not affordable.  

But, should they decide later they need a little more help they can apply for Phase II and get right back in and let us know what problem they ran into.

So, the cost for both phases of the Workshop is $1200.  I have had many clients who paid an attorney more than $1200 per month, who then did nothing, causing the Borrower to get into a worse jam.   The Borrower then called me and they could not pay me what I needed to cover what should have been done and clean up what wasn't done.  The attorney did that intentionally.  If I knew an attorney I could refer you to.  I wouldn't be making up this plan.

The attorney underperforms several times a day.  The Borrower could no longer afford to pay and could only cover part of my expenses.

I don't know what we will do about that situation.  Right now I can't cover what I used to.  But, I charged more when I did it all.  That is why we are on YouTube.  We have almost enough Subscribers to qualify for monetization.  That means they will pay us for ads put on the Channel.  

It won't be much at first, but I have talked to some people who reached the level where it pays a lot.  We have 30 million Wrongful, Illegal, Borrower Casualties to Foreclosures.  We will try to tap them.  There is a big surge coming.  I want us to be the catalyst to form an Association that wins and gains more members.  We can make the money to lower everyone's fee.  If each of my Attendees remembers to Subscribe, and Like the videos (if you do like any of my videos).  We can be found by more and more Borrowers and we can make more off of the ads.

WHY IS THERE A PHASE II?

If you attend Phase I $700 and Phase II $500, you will be much better informed about what to do with motions, answers suggestions in support of, etc. etc..  That will make it easier for me to help you more effectively.

That sounds wonderful to me. So…..

In addition you’ll also receive one month of structured support after the workshop, including:

• Weekly live group Q&A calls to keep you on track (not case reviews) This can be on Zoom or YouTube Live

• A strategy workbook you can use to guide your steps

• Access to a private community for accountability and shared learning

I am going to take my website down and create an ebook with 287 articles and posts that I have tried to write in good old country boy language instead of legalize.  You will be emailed the ebook as soon as you join.  I believe if you are reading the same information at your speed and when you have time, you will retain much more than you from the videos.

We will grade your knowledge and readiness to face hearings if they come up.  We

may suggest the Phase II 2nd month to reinforce what you know for $500.  You don't have to 

do this if you think you are ready.  If you decide later to go through the 2nd session to cover a more full study regarding motions and answers, you are welcome to sign back up and come and talk about what is going on in your case.

This is about giving you the tools and strategy to move forward as pro se— not legal representation or individual case review.  We will constantly be revising it when we get suggestions from the whole group and we see what issues are still needing better definition.

👉 Seats are limited. For the beginning I want to firm up my plans for these workshops  and make sure I can make a difference in all of your outcomes.  I think 20 for the first group, hopefully after two sessions in a week, we should be able to take on much larger groups.  I don't think it will matter, but I better make sure.

If you’re ready, reply “I’M READY” to the Workshop email:   mtgfrd.workshops@gmail.com

We’ll send you the first template you will use while creating your lawsuit.   

The different options available  to pay;

The payment link which is a Square Merchant Services button at the top of the following website.

 Foreclosure Fraud Answers Workshop

Speaking of the payment link, I have had many, many Borrowers who were only working with cash because they knew they were working against Outlaws.  I did this off and on for a long time.  I have just lately.

The Borrowers who wanted to pay with cash taught me that  the easiest way to pay in cash was Walmart Store 2 Store Wires.  It doesn't even go through the federal system. It is literally from one Walmart Store to any other one.  Now they have an even simpler way to send money with their relationship with MoneyGram

It is inexpensive and I have never had a single problem with it.

Take your fight into court with confidence

Danny Hammond

The Foreclosure Solutions Group & Danny Hammond 






Monday, October 13, 2025

The Constitutional, Irreducible, Minimum Requirements of Article III Standing As Defined By the The United States Supreme Court- From "The Pro Se Series" by Danny Hammond: Foreclosure Fraud Primer 101 #4

All power is originally vested in, and consequently derived from, the people.”

                                                                                        The United States Constitution


by Danny Hammond of the 3/4 Court Press  


The judge promised when he took the job that he, 
or she, would enforce and protect the laws that come from the constitution and that they would defend the public perception of the court ferociously in order to keep from losing the public trust in the integrity of the court.

Maybe that was too much to ask from some pompous asses. Why did we all expect more of judges and 
attorneys anyway? If I am any part of the public, then I can tell you for sure, the courts have already lost some of MY public trust.

It is difficult for me to pull Borrowers back from their searches for Promissory Notes, and the Assignments of Mortgage, MERS, PSA, etc., etc., thinking like Dick Tracy and Perry Mason, as well as Captain Kirk looking for a way to "prove" that the party trying to foreclose on them does not have the RIGHT or, STANDING, to do so.

The Borrower Can Challenge The Assignments Of The Security Instruments [mortgage, deed of trust, trust deed etc.] Pursuant To The Rulings In "Slorp": The Full Case is Included Here

"WHAT IF THE HANKY PANKY IS WHAT IT'S ALL ABOUT?"


RICK A. SLORP, Plaintiff-Appellant, v. LERNER, SAMPSON & ROTHFUSS; BANK OF AMERICA, N.A.; SHELLIE HILL; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Defendants-Appellees.

ALL OF THE FORECLOSING PARTIES HAVE BEEN USING THE WORN OUT INTERPRETATION  OF LAW,  SAYING "THE BORROWERS CANNOT CHALLENGE ANY ASSIGNMENTS OF THE MORTGAGE".   BUT, MORTGAGE FRAUD CHANGES ALL OF THAT ACCORDING TO THE SIXTH CIRCUIT APPEALS COURT IN "SLORP"!





   Republished by Danny Hammond of the 3/4 Court Press

   mtgfrd.workshops@gmail.com




The Imposter Foreclosing Party almost always claims that the Borrower (as the mortgagor) cannot challenge assignments. You did make your Promissory Note negotiable according to the terms of your Promissory Note that you allegedly signed. That is why the foreclosing parties use this interpretation.

But did the foreclosing party buy it legally? No almost assuredly it was never involved in a purchase and sale transaction which even involved 
any real purchase of your debt.
                                                                                                             READ MORE Click this link 

I Used To Have A List Of All Of The Bad Guys I Have Dealt With In Support Of My Foreclosure Clients. I Did Not Find The Full List Yet. But, I Am Posting What I Did Find Here Today. I Don't Know Why.

 "What If The Hanky Panky,
   Is What It's All About?"


Have you had a run-in with any of the names of this list?  Then your foreclosure was fraudulent and is VOID.  This is not a guess on my part.  During this tear through different courts in different states with my pro se clients over the last 6 months, I was surprised how many of these either still exist or their names are being used by "Successor Imposters"  

LIST OF SHAME  ( This is, I think, a complete list of just the companies that I have dealt with and keywords I have used in 14 years of doing whatever it is that I do.

First in italics are some of the keywords Borrowers found me with.  I have been around so long that my name Danny Hammond is one of the most common used.  I think that is kind of funny in a dark and sinister way.  What other lists must I be on.  

subject matter jurisdiction,Danny Hammond,Article III,Article III of the United States of America,Standing under FRCP Rule 12 (b)(1)  in wrongful foreclosure,Injury in Fact requirement for standing to foreclose,challenge standing,injury in fact,wrongful eviction,self-help eviction,stop eviction,challenge standing, challenge subject matter jurisdiction, foreclosure attorneys, saving my family's home, affordable fraud defenses, pro se, learn what pro se means, fighting foreclosure, consultants,stopping foreclosure, I can represent myself against my lender,save my house,save my home,help me save my home;can't find a foreclosure fraud attorney.

New Rez, LLC dba ShellPoint Servicing registered fictitions name,Ocwen, Ocwen Loan Servicing, LLC, Fannie Mae, Federal National Mortgage Association, Green Tree, Nationstar, LITTON LOAN SERVICING, RESIDENTIAL CREDIT, RESCAP LIQUIDATION TRUST,  COUNTRYWIDE  HOME LOANS, ARGENT MORTGAGE Corporation,  AMERIQUEST,  AMERICA'S WHOLESALE LENDERS FREEMONT MORTGAGE SECURITIES CORPORATION, FREEMONT INVESTMENT LOANS, CITIMORTGAGE, HSBC MORTGAGE CORP, TAYLOR BEANE & WHITAKER MORTGAGE CORP, FANNIE MAE, FREDDIE MAC, GINNIE MAE, WACHOVIA MORTGAGE CORPORATION, BANK OF AMERICA, ADVANCE MORTGAGE CORPORATION, JP MORGAN CHASE, CHASE MORTGAGE CORPORATION, INDY MAC BANK FSB, AMERICAN HOME MORTGAGE, PEOPLES BANK, SUNTRUST BANK, FINANCE AMERICA, LLC, INTERBAY FUNDING, LLC, PULASKI BANK, UNITED FIDELITY FUNDING CORPORATION, WORLD SAVINGS BANK, WELLS FARGO BANK N.A., GMAC MORTGAGE LLC,    DHI MORTGAGE COMPANY LTD,   CARRINGTON MORTGAGE LOAN TRUST,  Carrington Mortgage,  FRANKLIN BANK SSB, BANK OF AMERICA, NEW CENTURY MORTGAGE, MORTGAGE ONE CORP, MORTGAGE LENDER'S NETWORK USA, INC. AEGIS FUNDING CORP, WILMINGTON FINANCE,a division of AIG Federal Savings Bank, Caliber Mortgage, US BANK N.A., RESCAP GMAC MORTGAGE LLC FEDERAL BANKRUPTCY FRAUD, Deutsche Bank, Deutsch Bank National Trust Company as Trustee, Bank Trust Company Americas as Trustee, US Bank N.A. as Trustee, Bank of New York as Trustee, Deutsche Bank, Deutsch Bank National Trust Company as Trustee, Deutsche Bank Trust Company Americas as Trustee, US Bank N.A. as Trustee,  Bank of New York "BONY" as Trustee, OCWEN, NATIONSTAR, GREEN TREE, SETERUS, EverBank, A Bunch of REMIC TRUSTS, DEUTSCHE BANK TRUST COMPANY AMERICAS, DEUTSCHE BANK NATIONAL TRUST COMPANY, LITTON LOAN SERVICING (OR OTHER SIMILAR NAMES), COUNTRYWIDE  HOME LOANS  (and many similar names now owned by Bank of America and known as BAC,

READ MORE by going through our YouTube Channel

MORTGAGE FRAUD: It Is A Straight Line! Your Entire Fraudulent Foreclosure Case Is Based On A Straight Line With No Gaps. But In Today's Corrupted System There Are Always Unexplainable Gaps.

"I have complete faith in the continued absurdity of whatever's going on."

                                                                                                  John Stewart 
                           
Republished by Danny Hammond
I have read, and I still read, many messages from Borrowers
who are looking for help against mortgage fraud and wrongful foreclosure involving their homes.  Lately, I have run into
several Facebook Groups that exist for their members to collaborate and share their own searches on the internet and strategies that they have heard about or read about.  There are some issues with this that are causing them to  get overwhelmed and stuck.  

I know a lot about this.  Not because I am so smart, but because I am familiar with being overwhelmed and stuck.

It was easier for me to overcome because I learned about the Chain of Title of records recorded against the property that houses sit on starting at 12 years old with my Dad.  Most people never really deal with it more than once or twice in their lives.

Everything in life has a straight line.  A beginning and the middle and the end.  They never change positions.  In real estate, the straight line is usually more obvious than say a drive across the country.

CONTINUE READING                 




Wednesday, October 8, 2025

For Information To Sign Up For The Foreclosure Solutions - Lawsuit Workshops See Below. Fill Out The Form Then Hit Submit




If you have already filled out and sent me the Long Detailed Form, I have them all.

But, I have to go through them all just to file them.  It might be faster to do it again, especially if you made a copy.  If not I will get to them as fast as I can.  

If you have never filled out this form please do.  You can send it just by clicking Submit at the bottom.  You probably can't answer all of it.  Don't make yourself crazy.  Just move on.  I need to know what you don't know, as well as what you do know.



I am going to do a ZOOM event tonight at 7:30 pm.  I am going to try to do an organized Q & A session to see what you think and what I think.

Information to enter the Zoom Event Can Be Found Here.  Or I will have a short video to Include Instructions








Thursday, September 18, 2025

A Question From The Comments Section of Our YouTube Channel: "Is It True, That State Laws Allow A Foreclosure To Take Place Without The Foreclosing Party Producing The Note?"

 An escalator can never break, 

It can only become stairs.

You should never see an "Escalator Temporarily Out Of Order" sign,

Just "Escalator Temporarily Stairs" "Sorry for the convenience"

      
                                        Mitch Hedberg

 




By Danny Hammond of the 3/4 Court Press

First, I have an update.  A real update.  It is a good update and it concerns the workshops.

UPDATE ON THE WORKSHOPS: 



I have faced one obstacle after another in putting together the workshops.  This is taking too long and I know there are people that are running out of time.  

But, our luck has finally changed, I have found an amazing and talented person to build a staff from and to help me.  The difference is amazing.  I will be ready in the very near future to start accepting applicants.

Now, back to:
  
"Is it true that state laws allow a foreclosure to take place without the Foreclosing Party producing the Note?"

For 14 years I have continuously been asked if "your lender" can foreclose without the Promissory Note. This requires a 2 part Answer.

1. Yes, it is true that the original Promissory Note must be presented by anyone claiming to own the Note and is trying to collect money from you, including collecting money by Foreclosure, in both judicial and nonjudicial states.

But it is not a Promissory Note which is owned. The Promissory Note is the title to the debt you still owe, just like the title to a car or machinery.

The lender does not record the Promissory Note and neither does the Borrower in most cases.  That is because the law regarding this is in the Uniform Commercial Code (UCC). It says that you should fill out a UCC-1 form describing the transaction and then record both the UCC-1 form and the Promissory Note in the County Recorder's office which is the same place your other recorded documents are recorded and kept.

In fact, very few Borrowers even know they should do this. I knew better but I did not do this on the loans for my properties. 

The law is unforgiving. "I was very busy," is not in any law or statute, as far as I know.

So that should expose all of you to the fact that, despite some compliments paid to me occasionally, I am not a certifiable genius.  Only certifiable.
 
If we all had done this, much of the Wall Street Meltdown could not have happened.  So, you really need to remember this fact that the Promissory Note is the contract between you and a lender and it is the evidence of the existence of the debt, or remaining debt you owe. When signed It becomes  a fact that when you signed for your loan, you agreed you had received the money, and that you owed the money back. This agreement and its terms are what created the contract that is in the Promissory Note and signed by you and the "lender".

That makes your lender, whoever actually sent the money you borrowed to the closing of your loan, the original "person in interest" who owns your remaining debt. That is where you must divide your mind (which if it wasn't true before it probably is now) between the law that you keep asking me about, and Crime.  None of the above is what really happened.  It is only what should have happened and since it didn't there is no foreclosing party that can meet the Constitutional, Irreducible, Minimum Requirements of Standing.




ALSO, See my Article, Down a few Posts: Or click here: "Let's All Take 3 Steps Back From Crazy!"

Monday, April 7, 2025

From "The Pro Se Series" by Danny Hammond: BORROWERS AS PRO SE WIN BIG FORECLOSURE FRAUD LAWSUIT AND GET THE HOUSE PLUS $2.5 MILLION DAMAGES

THE FORECLOSURE SOLUTIONS GROUP CLIENT BORROWERS IN COURT, AS PRO-SE, WIN BIG  FORECLOSURE FRAUD LAWSUIT AND GET THEIR HOUSE  PLUS  $2.5 MILLION DAMAGES 

"Turn this thing around, 
 I will not go quietly, 
 I will not lie down, 
 I will not go quietly"
                           Don Henley

This Article is being reprinted and was first posted April 9th, 2015.  I thought my clients would never lose again.  But, it was a slight change from what we are doing now and it couldn't be reproduced.

by Danny Hammond of the 3/4 Court Press

Pro Se means:  I am representing myself in court

MISSOURI STATE JUDGE MARCO A. ROLDAN made this ruling and you can read his very clear explanation on the link just below.

Tuesday, March 4, 2025

LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD: Carpenter v Longan 1872; [Also On YouTube Channel] @mtgfrd

 Heirs of a cold war,  that's what we've become, Inheriting troubles,  I'm mentally numb

Crazy,..... I just cannot bear,  That I'm living with something that just isn't fair, 
Mental wounds not healing.....Who and what's to blame

I'm goin' off the rails on a crazy train,  I'm goin' off the rails on a crazy train
                                                                                                                      Ozzy Osborne


THERE IS NO SUCH THING AS THE:  "ASSIGNMENT OF YOUR MORTGAGE",

EVEN THOUGH IT HAS BEEN USED ILLEGALLY 30 MILLION TIMES IN 22 YEARS




The Supreme Court settled the matter of assigning a mortgage or deed of trust in 1872. You can't assign those instruments.  The case is CARPENTER V LONGAN AND THE CASE IS IN THIS ARTICLE JUST BELOW. 

Find out why any assignment of the security agreement is void.  Keep reading.




Republished by Danny Hammond of the 3/4 Court Press


I have reviewed hundreds, possibly thousands of home loan paperwork preceding a fraudulent foreclosure.   I have read about many more.  I have never seen any deal where the foreclosing party was not relying on an assignment of the security instrument.  

IN THE 26 STATES THAT USE NON-JUDICIAL FORECLOSURE THE  MORTGAGE IS CALLED A DEED OF TRUST.  THE WORD MORTGAGE IS RARELY SPOKEN IN THESE STATES.

In Judicial foreclosure states, the assignment of the security instrument involves what is called a mortgage.  A mortgage is not a home loan.  It is merely the rule book concerning the collateral you put up to ensure that the bank will be paid back.  


A mortgage has no value and the assignment of a mortgage does NOT transfer your home loan from one party to another.  In the Non-Judicial States, the security instrument is called a Deed of Trust which serves the same purpose as a mortgage.  There is no such thing as "the assignment of a mortgage or a deed of trust.  The mortgage or deed of trust exists only as part of the loan agreement and it is incidental.  The security instrument is known as the incidental instrument (there are no laws that require collateral for a loan at all.)  


Your house is the usual collateral involving a home loan because that is where the loan money was spent.  But, collateral could also consist of one thousand Schwinn bicycles in a warehouse.  It is my strong personal belief that all (ALL) of the foreclosures in the United States from about the year 2000, or earlier, are based on the exact (EXACT) same lie.  What is that lie?


CARPENTER V LONGAN (SUPREME COURT 1872)  
THE ENTIRE RULING IS NEXT



mtgfrd.workshops@gmail.com   For questions or comments

Monday, March 3, 2025

US Bank, Its Trust Department, Or Its Meddling Henchmen Have Been Showing Up In 3/4 Of All Of Our Foreclosure Cases In The Last Few Years. Are They A Criminal Operation?

 Yes, They Are a Criminal Organization.

 "Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 
                                                                                             
                                                                                                 Major General John Bell Hood CSA


US Bank's own Trust Department Brochure is a bombshell revelation.  It says that a Corporate Trustee has no authority or ability to participate in any Real Estate Foreclosures

In the battle to defend your home from wrongful foreclosure, homeowners often find themselves up against big names like U.S. Bank, Deutsche Bank, or Bank of New York Mellon. These “trustees” appear on foreclosure documents, often leading homeowners to believe these institutions are actively managing their loans and directly pulling the strings in the foreclosure process. But here’s the truth: *They’re not*.

We have been using a US Bank Trust Department marketing brochure for years that makes their role as a loan trustee or a mortgage-backed security trustee (the word trustee has many meaning in foreclosures. This confuses Borrowers and it is intentional.  But, the marketing brochure put out by the US Bank Trust Department makes what "CAN'T HAPPEN" crystal clear. It’s like hearing from the horse’s mouth that the supposed power these trustees hold over your mortgage is largely a facade. This document exposes a shocking reality that many homeowners – and even their attorneys – don’t fully understand. Let’s break it down.

In U.S. Bank’s own words, as a trustee for Mortgage-Backed Securities (MBS), they perform a narrow set of duties:

READ MORE

Friday, February 28, 2025

Fraudulent Foreclosure and the Danny Hammond MIKE SINGLETARY Offense For Borrowers Facing Fraudulent Foreclosure

There is only one way to succeed in anything and that is to give it everything.”

                                                                             Vince Lombardi


Reposted because it is the 3rd most popular article out of 271 articles still posted


by Danny Hammond of the 3/4 Court Press
mtgfrd.workshops@gmail.com

The theory behind my "Mike Singletary Mortgage Fraud Offense" begins with the premise that in your foreclosure court there are some nameless players who aren't really affecting the game as much as you think.

These players include the Imposter and Fictitious Payee Foreclosing party who is pushing a baseless claim and its attorneys who are the puppets voicing this claim. But, there is one party in your court who is keeping you from winning.

It is no secret that I think it is your judge and I am almost always right.  So, to explain my strategy let's pretend that your court is a football game. You are in the right which puts you down on your opponent's 30-yard line with the ball and one minute left to score a touchdown and win the game.   Your foreclosure judge is the embodiment of Mike Singletary. For the 8 people in America who are not children, but still haven't heard of Mike Singletary, he was the phenomenal middle linebacker who was drafted by the Chicago Bears in the 2nd round of the 1981 NFL Draft and became to be known as probably the greatest linebacker of all time as "The Heart of the Defense" for the Chicago Bears' Monsters of the Midway in the mid-1980s.

So, in my little metaphor, Mike Singletary represents your judge and he has been knocking down passes, sacking you, the quarterback, stuffing all the running plays and pretty much controlling the game. He is offsides on every play.  He is holding lineman, interfering with pass receivers, roughing the quarterback and generally is operating with complete disregard for the rules.  There is no accountability for his actions.  No one will argue with him.  He is accountable to no one.  There are no consequences for his actions.

You are not going to win if Mike Singletary continues to play.

Therefore, Mike Singletary must be removed from play, no matter what it takes. So, you call a timeout and on the next play, you send 15 players on the field and hike the ball to the quarterback who takes a knee while the other 14 players pile on Mike and twist his ankles, bite his ears, and break his arm.

This is, of course, against the rules so you accept your penalty for "too many men on the field " and huddle up. Three plays later you score. You win because you neutralized the one person who is intent on beating you on this day and he could have without your brutal and decisive action.


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Wednesday, February 26, 2025

Accounting Of The Foreclosure Sale Proceeds, Credit Bid and; Deficiencey Or Surplus Due To The Borrower

“Court business is a hell of a problem. It’s a good deal like politics. It asks for the highest type of men and women, and there’s nothing in it to attract the highest type of men and women. So we have to work with what we get...”
                                     Paraphrasing of ― Raymond Chandler, The Lady in the Lake



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What If Your Wrongful Foreclosure Was Already Void, But You Were Unaware Of This Fact?

If you don't stick to your values when they're being tested, they're not values: they're hobbies.
               Jon Stewart

Republished by Danny Hammond of the 3/4 court press
04-21-2022


I have just read a very long email from a borrower who was trying to tell me how he had proven over and over that the foreclosing party which does not exist, did not have the right to foreclose. He has been in court for years and suffered nearly unimaginable suffering and pain and costs.


But, I can imagine. I can remember. Trying to figure out the courts.

It shouldn't be that hard, should it? The courts seem crazy. But, what if Chuck's court is only incompetent? What if this judge is just a no-talent judge guy.

This judge won't learn anything because the other judge guys will protect him from the Borrower. He will protect his other judge guys also, so.....they won't learn anything either. That's how judges go. They are Knuckleheads. They all used to be attorney guys.

I know this is true. After years of working it out, I know that the majority of judges in these mortgage fraud cases are hopelessly devoid of knowledge of, or experience with, real estate chains of title or real estate law, or finance.

When I reply to him I know what I will say. It has been going around in my head like a song for a year. It will go something like this: CONTINUE READING

Wednesday, February 5, 2025

If You Believe In Borrowers Getting A Modification To Protect Them From Foreclosure, I Have A Unicorn In My Basement I Might Be Willing To Sell


They're leaving you nothing and nowhere to go
Just put you in the corner like an old banjo
The strings are breakin' but you can't say no
You're runnin' with the devil and it's touch and go

                                               Emerson Lake and Powel (Running with the Devil)




What If The Hanky Panky, Is What It's All About?

by Danny Hammond
of the 3/4 Court Press
I am getting an increasing number of pleas for me to help people who think they are in the middle of a Modification of their loan. I thought we were done with that in 2012. Modifications usually start with a 3 month "trial" to see if you can now pay on time. 

Everyone that calls me passed this part according to the rules given to them. Pay 3 month on time. Then the wickedness sets in. All sorts of "reasons" begin to be received by the Borrower regarding why their trial failed.  

Most are absurd.  They are relating experiences like telling the Borrower he did not pass the 3 months of payments, when he did.

Or the Borrower did not respond in the right amount of time. 

Or the Borrower used the wrong means of notification to the (usually the Servicer), whatever that means at that moment.   Or the Borrower used the wrong form, and the particularly nasty, your Servicer has changed and you must start over.  

My client right now who we are about to file into state court, was told every one of these things above.  She is stilled scared to death it is going to be a problem in the Lawsuit or Petition as a lawsuit is called in Missouri.  Read More


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Wednesday, June 19, 2024

The Truth of the Matter, The Thing Itself, There is No Other THING, Because The Truth of The Matter, Is That You Were Foreclosed On With The Assignment of Your Mortgage Or Deed of Trust.


This Is Not Possible in Law or Magic


"The secret of life is honesty and fair dealing. If you can fake that, you've got it made."

                                                                                                              Groucho Marx

               
Danny Hammond
of the 3/4 Court Press

This was a strange evening. I woke up in my recliner at 6 pm, only I thought it was 6 am. So I got up and had some breakfast, found out what my Ukrainian friends had accomplished, and began to read emails then I noticed it was 7 pm and I didn't now know, if it was the day before or the day after.  Then I realized that I was asking myseslf that question but I didn't know what I meant by after.

But, it was about to get weirder.

The very first email I opened generated the following response from me. It had to do with an affidavit by a "not so much" expert witness. It seems the Fake Foreclosing Party had lost the mortgage (or deed of trust depends on where you live, Reader). The expert witness was asking for a new mortgage so that it could be assigned (wtf?) because the real mortgage had been lost.

If you have read anything here and retained it, then you know that you can't lose a mortgage and that the assignment of your security instrument (mortgage, deed of trust, security deed etc.) simply cannot be done.  That it is not even that kind of a document.  READ MORE  


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Saturday, June 1, 2024

Read More of The DOJ Is Never Going To Do Anything About Mortgage Fraud

 

by Danny Hammond of the 3/4 Court Press

THE DOJ IS NEVER GOING TO DO ANYTHING ABOUT THE
MORTGAGE FRAUD BEHIND MILLIONS OF ILLEGAL FORECLOSURES


This is the stupidest news story of all time.   The Department of Justice can't find a bunch of original Promissory Notes.   We have known that for six years. 

In that time we have never seen even one truly legal original Promissory Note.

But it sure does help me make my point.

In a filing unsealed on June 3, 2016, the Department of Justice (DOJ) confirms what many of us have known for years. Nobody, not even the U.S. Government, with massive resources, can determine who owns your loan and has the right to collect on your promissory note.

(In hindsight many of those I visit with have learned that the ownership is of the debt the Note represents)

The information comes from case files unsealed on June 3, 2016, by Federal Judge Yvonne Gonzalez Rogers of the Northern District of California in the case of the United States v. Discovery Sales, Inc.

The case involves some 325 fraudulent loans originated by Discovery Sales, Inc. (DSI) between 2006 and 2008, many of which were then sold to Wells Fargo Bank and JPMorgan Chase to securitize.

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Monday, March 4, 2024

IF YOU WERE FORECLOSED AFTER YOUR MONTHLY PAYMENT SUDDENLY JUMPED UP DRAMATICALLY, YOU WERE A VICTIM OF WHAT I CALL A CALENDAR ARM.

 “Court business is a hell of a problem. It’s a good deal like politics. It asks for the highest type of men and women, and there’s nothing in it to attract the highest type of men and women. So we have to work with what we get...” 

                                                        Paraphrasing of ― Raymond Chandler, The Lady in the Lake


CALENDAR ARMS:  THE TYPE OF LOAN THAT CAUSED YOUR FORECLOSURE AND BROUGHT THE US ECONOMY TO ITS KNEES; IT WAS INTENTIONAL MORTGAGE FRAUD


Danny Hammond of The 3/4 Court Press
The single largest cause of the 2008 meltdown was a home loan product that has been used for many years safely and effectively.

That is until the bankers which control government and courts added a little time bomb that is estimated to have caused ten million families to lose their homes.  If it was done intentionally and with design and forethought then every investment banker in America should be in prison. (of course, it was intentional) If it was an ignorant unintentional global screw up, then every banker in America should be in prison. It doesn’t matter if there was malicious intent or no malice was even present, the result is the same. CONTINUING READING